FAQ
Why do I need to buy insurance?
Insurance is a security blanket, for you and your family. For a small monthly payment, you can protect you, and/or your loved ones financially, in many ways. Whether it's health insurance or life insurance, having adequate insurance can save you from financial ruin, when the unexpected happens.
Do you offer free consultations to new customers?
Yes! We offer free consultations and quotes for come of our services provided. Please fill out a consultation or quote request form, for the service that you are seeking, and one of our agents will be sure to respond to you within 24 hours or less.
How long does it take to get approval?
The insurance approval process can range from 1 week to 3 months depending upon the clients health history.
What does the process consist of?
The process consists of completing the insurance application either via phone or face to face. Once the application is completed, we submit it to the insurance company and they make the final decision.
How much does a policy/plan cost?
The cost of a policy is based on a person's health, driving record, age, height and weight, and tobacco usage. The cost of a health insurance plan includes varied factors as well.
Am I required to take any exams?
If life insurance coverage is 250k or more, then yes, you are required to take an exam.
Is there a waiting period?
For all insurance companies, there is a two year contestability period, which requires that if anything happens within 2 years of obtaining coverage, the company can require an investigation.
How much coverage can I obtain?
Coverage ranges from $5,000 up to $10,000,000